Causes: Civil Rights, Financial Counseling, Homeless & Housing, Housing Development, Construction & Management, Housing Search Assistance, Human Services

Mission: The Housing Trust is a non-profit community development organization that assists residents of northern New Mexico to gain access to affordable housing. We achieve this through providing technical and financial assistance to low and moderate-income households, as well as building well designed, energy efficient affordable homes, including single family houses and multi-family apartment dwellings that focus on providing high quality living spaces, as well as social services for childen and adult residents.

Results: Homeowners who purchase after utilizing our services have a much lower loan default rate than those who do not. Residents of our Village Sage Apartments, completed in June 2011, receive assistance in accessing free social services, including workforce training and health screening.

Target demographics: Low- to moderate-income level individuals and families in northern New Mexico.

Direct beneficiaries per year: 300+

Geographic areas served: northern New Mexico

Programs: HOMEBUYER SERVICES - counsel and educate 300 clients/year; in addition, to provide $1.5 million/year of soft loans to enable approx. 100 to buy homes. DEVELOPMENT - Build 20+ high quality, energy efficient single family homes per year, as well as multi-family, sliding scale rate apartment communities. FORECLOSURE PREVENTION & REFERRAL SERVICEREVERSE MORTGAGE COUNSELINGHIV/AIDS - counseling, referral, shelter for homeless, rental assistance, home purchase, and reverse mortgage counseling.